At a glance
Key points
- 2.75% conventional rate for ordinary investments
- 3.575% for 4.0 and green investments
- Bank financing or leasing may cover up to 100% of eligible investment
- SME Guarantee Fund coverage may reach 80% where applicable
SME productive investment
Nuova Sabatini
MIMIT incentive designed to improve access to credit for SMEs investing in machinery, equipment, hardware, software and digital technologies.
StatusActiveUpdated: September 2026
Who it is forMicro, small and medium-sized enterprises with a registered office or local unit in Italy, subject to the exclusions set by the scheme.
SupportBank financing or leasing from €20,000 to €4 million, maximum 5-year duration, plus a MIMIT capital contribution calculated on conventional interest.
GeographyItaly
Project size€20,000 – €4,000,000
TimingOpen scheme; budget and current rules should be checked before filing.
Eligible scope
What may qualify
- New machinery, plants and equipment
- Hardware, software and digital technologies
- Functionally autonomous assets linked to the company’s productive activity
- 4.0 and green investments meeting specific conditions
Checks
What we verify first
- Land, buildings, used or refurbished assets are excluded
- A participating bank or financial intermediary remains part of the process
- Disbursement requires evidence of payment and investment documentation
Aurea Impresa pre-analysis
Before building the application, we verify whether the measure actually fits.
We check the business, ownership, location, investment, expenditure timing and available evidence. The goal is to determine early whether the application is worth pursuing.
1. EligibilityPreliminary check of applicant, project and territory.
2. CostsClassification of expenditure and applicable limits.
3. DocumentsPersonalised checklist for the application file.
4. ProcessApplication, integrations, decision and reporting.
Want to check Nuova Sabatini for your business?
Start the public pre-analysis with the essential project information. You will get an immediate first result before creating a full case.